What Happens When an Insurance Company Totals Your Car in Tampa
There is a reason why it is called the 'hometown discount' and it's because you don't have to worry about what happens when an insurance company totals your car in Tampa. The fact is that the state of Florida has one of the toughest car insurance laws on the books, but still our local insurance companies seem to think they can get away with things that are not at all fair or just.
There are a lot of different ways that an insurance company can make an auto accident in Tampa even worse for you than they already are. Here are some of the most common methods used by the big insurance companies to hurt you.
o Covert fees - There are several methods that an insurance company will use to get a payout from you, but one of the most annoying ones is the hidden fees that they charge for car insurance. Most people have had their coverage take a nose dive due to this one cost alone. This is the easiest way to wipe out any savings that you might have built up over the years.
o Ignoring collision coverage - Yes, we know it's tempting to choose your Tampa auto insurance company and then skip collision coverage, but there is really no way to save money on collision coverage if you do. In fact, you might end up paying a lot more money when you file a claim than you would if you had collision coverage. The big insurance companies are willing to do this because they are able to charge a lot more for collision coverage because of this high percentage that they use.
o Saying 'we're sorry' - Believe it or not, that is exactly what an insurance company will say if they have a major car accident in Tampa and they find themselves with more losses than assets. You can do a quick search online to see how many people have posted horror stories about what their insurance company did to them after a car wreck. While they might offer a payout, it is important to note that they will go through each and every expense, including legal costs, and may try to even raise your rates.
o Lying - Don't be fooled by the companies that claim that they are 'sorry'just charging the market.' You don't owe them anything! These companies should be avoided at all costs.
What happens when an insurance company totes your car in Tampa? First, you are responsible for getting the best possible care for your injuries and your medical bills.
One of the main reasons that car insurance works so well for you is because it makes it impossible for anyone to cheat you. You have a financial institution on your side and they know the law and the system inside and out. All they have to do is pay up and you don't have to worry about what happens when an insurance company totals your car in Tampa.
Even if you get bad customer service from the insurance company, the search can be easy because they can easily search all the online quotes that you have and find the best policy at the lowest price. Then they can tell you what happens when an insurance company totals your car in Tampa. By taking advantage of car insurance that is cheap and affordable, you are literally saving yourself hundreds of dollars a year in medical expenses and lost income.
You do not have to pay an arm and a leg for a good deal, you just have to be persistent and you'll soon find out that it is possible to take full advantage of car insurance companies like yours. There are options and tactics that you should take advantage of if you want to find the best deal out there.
Last, remember that you should only buy your auto insurance policy from an insurance company that will match or beat the quote you get. to make sure that you never get ripped off.
When it comes to what happens when an insurance company totals your car in Tampa, the answer is simple and logical. - you will get paid!